Upcomming Events
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1Mangsir
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2MangsirInternational Student Day tomorrow
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4MangsirMangal Chauthi Vrata/World Toilet Day 3 days remaning
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5MangsirWorld Children's Day 4 days remaning
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6MangsirWorld Philosophy Day/World Television Day 5 days remaning
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8MangsirGorakhkali Puja 7 days remaning
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10MangsirInternational Day for the Elimination of Violence against Women 9 days remaning
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11MangsirUtpatika Ekadashi Vrata 10 days remaning
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13MangsirPradosh Vrata 12 days remaning
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15MangsirBala Chaturdashi Vrata (Shatbij Chharne Din) 14 days remaning
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16MangsirWorld AIDS Day 15 days remaning
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17MangsirInternational Day for the Abolition of Slavery/Gadimaai Mela Starts 16 days remaning
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18MangsirInternational Day of Disabled Persons 17 days remaning
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20Mangsir
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21MangsirVivah Panchami/Shadananda Jayanti 20 days remaning
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22MangsirInternational Civil Aviation Day 21 days remaning
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23Mangsir
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24MangsirInternational Anti-corruption Day 23 days remaning
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25MangsirInternational Human Rights Day 24 days remaning
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26MangsirInternational Mountain Day/Mokshada Ekadashi/Gita Jayanti 25 days remaning
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27MangsirInternational Day of Neutrality 26 days remaning
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28MangsirPradosh Vrata 27 days remaning
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29MangsirPoornima Vrata/Dattatreya Jayanti 28 days remaning
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30Mangsir
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1PaushDhanu Sankranti 30 days remaning
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3PaushInternational Immigrants Day 32 days remaning
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7PaushRavisaptami Vrata 36 days remaning
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8PaushGorakhkali Puja 37 days remaning
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10PaushChristmas 39 days remaning
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11PaushSafala Ekadashi Vrata 40 days remaning
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13PaushShani Pradosh Vrata 42 days remaning
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15PaushTamu Lhosar/Sombare Aunshi/Kavi Siromani Lekhnath Jayanti 44 days remaning
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16PaushTol Lhosar 45 days remaning
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17PaushNew Year 2025/Topi Day/Poshak Day 46 days remaning
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21PaushGuru Gobinda Singh Jayanti 50 days remaning
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23PaushBhaumashtami Vrata/Gorakhkali Puja 52 days remaning
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24PaushNepal Astrology Council Establishment Day 53 days remaning
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26PaushPutrada Ekadashi Vrata 55 days remaning
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27PaushPrithivi Jayanti/Rashtriya Ekata Diwas/Shani Pradosh Vrata 56 days remaning
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29Paush
Jyotish
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Jyotish Narayan Prasad Bhandariउप-प्राध्यापक (lecturer of Astrology), 'कुलपत...
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Jyotish Krishna Prasad Bhandariउपप्राध्यापक (Asst. professor of Sanskrit) नेपा�...
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Acharya Choodamani Pathakसम्पूर्णानन्दसंस्कृत विश्वव�...
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Jyotish Damodar Kaushikज्योतिष र व्याकरण विषयमा आचार�...
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Jyotish Amrit Paudelवाराणसीकै सम्पूर्णानन्द संस्...
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Jyotish Pandit Mukunda Nepalज्योतिष पण्डित मुकुन्द नेपाल�...
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Jyotish Dr. Janak Bhattaविगत ३५ वर्षदेखि कुण्डली निर्�...
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Jyotish Mohan Ghimireसम्पुर्णानन्द संस्कृत विश्वव...
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Jyotish Vaman Sapkotaशिक्षा - व्याकरणाचार्य, पौरोही...
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Jyotish Dipendra Khatiwadaसम्पुर्णानन्द संस्कृत बिश्वब...
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Jyotish Deepak Prasad Kafleसम्पूर्णानन्द संस्कृत विश्वव...
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Jyotish Hamro patroनेपाल संस्कृत विश्वविद्यालय �...
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Jyotish Narayan Prasad Gautamगुरुकुल शिक्षा प्रणालीबाट ज्�...
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Jyotish Khagendra Subediसम्पूर्णानंद संस्कृत विश्ववि...
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Jyotish Smarika Acharyaबाल्मीकि बिद्यापिठ बाट ज्योत�...
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Jyotish Mukunda Sharmaस्वाध्याय, सत्सङ्ग र सदाचारजस�...
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Jyotish Purushottam Ghimireनेपाल संस्कृत विश्वविद्यालय, �...
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Jyotish Khageshwor Subediगुरुकुल पद्दति बाट ज्योतिषीय �...
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Jyotish Ghanashyam Pokharelनेपाल संस्कृत विश्वविद्यालयब...
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Jyotish Damodar Poudelनेपाल संस्कृत विश्व बिद्यालय�...
Hororscope
Co-operatives for economic empowerment and gender equality in Nepal.
Mr. Dinesh Kafle is from Sunsari district of Nepal, he is a vegetable farmer and his investment is funded by a local co-operative. Without any collateral, the co-operative delivered him the loan which he pays every week in certain installments. His installment is his liability, his surplus is his saving and his revenue is his livelihood. Co-operative is a real sense of economic democracy, the democracy of accessing loans, and paying in installments. Dinesh's life is change, he could access to loan and start his venture, he is self-employed and people like Dinesh are a crucial part of the co-operative movement.
Co-operative is a movement, a movement of participatory progress upon economic empowerment, and every year on July 4th, the wolrd community commemorates this day. This day is the marking of the first Saturday of July since 1923.
Since 1923, the International Cooperative Organization has been celebrating Cooperative Day in July every year. The United Nations has also adopted the day since 1995. In Nepal too, in the last two decades, there has been a growing trend of taking loans in installments, forming groups at the community level, and doing business, including cooperative or microfinance and credit flow without any collaterals. From small businessmen to big corporations, they are involved in saving a certain amount of money and borrowing a large amount of money by paying small installments regularly. Cooperative refers to financial services or assistance provided to individuals or community groups who are financially marginalized, low-income, and do not have access or have less access to other financial services.
The purpose of co-operative is insurance for savings, borrowing, and risk reduction. Compared to other financial transactions, cooperative loans can be relatively expensive as loans have to be disbursed at the community level and mostly without collaterals. Despite this, many small farmers or small traders are a part of co-operatives as the service is simple, easy, and provided in the community.
The initial credit for cooperatives or so-called microfinance in Nepal goes to the Rural Development Bank of Eastern Nepal (Gramin Bikash Bank), which has been delivering cooperative facilities in Eastern Nepal since the mid-1990s. This bank first created a women group, made them literate, and empower them enough to aspire for a loan with a specific purpose of doing a certain business.
In Bangladesh, the financial services of this structure have been launched and were proven to be a milestone in economic upliftment. Bangladesh is considered a pioneer nation in establishing co-operative movements and later Nepal replicated the structure, as extensive assistance in community upliftment. There are many such cooperative services in South Asian countries like Nepal, Bangladesh, India, and Pakistan. Cooperatives have also proved to be a wonderful weapon for the upliftment and empowerment of women as women can get easy loans. Co-operatives are the catalyst for gender equality and economic empowerment. In the early days of Nepal's cooperative service, many cooperative operators were found to be cheating the public and misusing their savings. Now, Nepali cooperatives are becoming stronger and more transparent with the strict adherence to the deposit amount that is required to keep the cooperatives legally strong and open.
It is commendable that women's groups, local clubs, and other community groups have also developed as cooperatives, which are the basis of local development and economic companions of small entrepreneurs.
Nepal is a country of villages and the convoy of bullock carts, tractors, and bicycles that blow dust in the village guarantee development more than the raving cars running in the city.
The development of the village is the development of the country. The newly elected representatives of the local bodies should also help in maintaining transparency and good governance by promoting this structure of cooperatives at the local level. Happy Cooperative Day.
Suyog Dhakal
Upcomming Events
-
1Mangsir
-
2MangsirInternational Student Day tomorrow
-
4MangsirMangal Chauthi Vrata/World Toilet Day 3 days remaning
-
5MangsirWorld Children's Day 4 days remaning
-
6MangsirWorld Philosophy Day/World Television Day 5 days remaning
-
8MangsirGorakhkali Puja 7 days remaning
-
10MangsirInternational Day for the Elimination of Violence against Women 9 days remaning
-
11MangsirUtpatika Ekadashi Vrata 10 days remaning
-
13MangsirPradosh Vrata 12 days remaning
-
15MangsirBala Chaturdashi Vrata (Shatbij Chharne Din) 14 days remaning
-
16MangsirWorld AIDS Day 15 days remaning
-
17MangsirInternational Day for the Abolition of Slavery/Gadimaai Mela Starts 16 days remaning
-
18MangsirInternational Day of Disabled Persons 17 days remaning
-
20Mangsir
-
21MangsirVivah Panchami/Shadananda Jayanti 20 days remaning
-
22MangsirInternational Civil Aviation Day 21 days remaning
-
23Mangsir
-
24MangsirInternational Anti-corruption Day 23 days remaning
-
25MangsirInternational Human Rights Day 24 days remaning
-
26MangsirInternational Mountain Day/Mokshada Ekadashi/Gita Jayanti 25 days remaning
-
27MangsirInternational Day of Neutrality 26 days remaning
-
28MangsirPradosh Vrata 27 days remaning
-
29MangsirPoornima Vrata/Dattatreya Jayanti 28 days remaning
-
30Mangsir
-
1PaushDhanu Sankranti 30 days remaning
-
3PaushInternational Immigrants Day 32 days remaning
-
7PaushRavisaptami Vrata 36 days remaning
-
8PaushGorakhkali Puja 37 days remaning
-
10PaushChristmas 39 days remaning
-
11PaushSafala Ekadashi Vrata 40 days remaning
-
13PaushShani Pradosh Vrata 42 days remaning
-
15PaushTamu Lhosar/Sombare Aunshi/Kavi Siromani Lekhnath Jayanti 44 days remaning
-
16PaushTol Lhosar 45 days remaning
-
17PaushNew Year 2025/Topi Day/Poshak Day 46 days remaning
-
21PaushGuru Gobinda Singh Jayanti 50 days remaning
-
23PaushBhaumashtami Vrata/Gorakhkali Puja 52 days remaning
-
24PaushNepal Astrology Council Establishment Day 53 days remaning
-
26PaushPutrada Ekadashi Vrata 55 days remaning
-
27PaushPrithivi Jayanti/Rashtriya Ekata Diwas/Shani Pradosh Vrata 56 days remaning
-
29Paush
Jyotish
-
Jyotish Narayan Prasad Bhandariउप-प्राध्यापक (lecturer of Astrology), 'कुलपत...
-
Jyotish Krishna Prasad Bhandariउपप्राध्यापक (Asst. professor of Sanskrit) नेपा�...
-
Acharya Choodamani Pathakसम्पूर्णानन्दसंस्कृत विश्वव�...
-
Jyotish Damodar Kaushikज्योतिष र व्याकरण विषयमा आचार�...
-
Jyotish Amrit Paudelवाराणसीकै सम्पूर्णानन्द संस्...
-
Jyotish Pandit Mukunda Nepalज्योतिष पण्डित मुकुन्द नेपाल�...
-
Jyotish Dr. Janak Bhattaविगत ३५ वर्षदेखि कुण्डली निर्�...
-
Jyotish Mohan Ghimireसम्पुर्णानन्द संस्कृत विश्वव...
-
Jyotish Vaman Sapkotaशिक्षा - व्याकरणाचार्य, पौरोही...
-
Jyotish Dipendra Khatiwadaसम्पुर्णानन्द संस्कृत बिश्वब...
-
Jyotish Deepak Prasad Kafleसम्पूर्णानन्द संस्कृत विश्वव...
-
Jyotish Hamro patroनेपाल संस्कृत विश्वविद्यालय �...
-
Jyotish Narayan Prasad Gautamगुरुकुल शिक्षा प्रणालीबाट ज्�...
-
Jyotish Khagendra Subediसम्पूर्णानंद संस्कृत विश्ववि...
-
Jyotish Smarika Acharyaबाल्मीकि बिद्यापिठ बाट ज्योत�...
-
Jyotish Mukunda Sharmaस्वाध्याय, सत्सङ्ग र सदाचारजस�...
-
Jyotish Purushottam Ghimireनेपाल संस्कृत विश्वविद्यालय, �...
-
Jyotish Khageshwor Subediगुरुकुल पद्दति बाट ज्योतिषीय �...
-
Jyotish Ghanashyam Pokharelनेपाल संस्कृत विश्वविद्यालयब...
-
Jyotish Damodar Poudelनेपाल संस्कृत विश्व बिद्यालय�...
Hororscope
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