Upcomming Events
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6Baishakh
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7BaishakhKamada Ekadashi Vrata tomorrow
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8BaishakhChhanda Diwas 2 days remaning
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9BaishakhMahavir Jayanti/Pradosh Vrata 3 days remaning
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10BaishakhWorld Earth Day 4 days remaning
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11Baishakh
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12Baishakh2072 Earthquake Rememberance day/World Immunization Week 6 days remaning
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13BaishakhWorld Malaria Day 7 days remaning
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14BaishakhWorld Intellectual Property Day 8 days remaning
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15BaishakhSwami Shashidhar Janma Jayanti 9 days remaning
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16BaishakhWorld Day for Safety and Health at Work 10 days remaning
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17BaishakhInternational Dance Day 11 days remaning
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19BaishakhInternational Labour Day/Budhaastami Vrata/Gorakhkali Puja 13 days remaning
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21BaishakhInternational Press Freedom Day 15 days remaning
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22BaishakhBaruthini Ekadashi Vrata 16 days remaning
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23BaishakhPradosh Vrata/World Laughter Day 17 days remaning
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24BaishakhKirat Samaj Sudhar Diwas 18 days remaning
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26BaishakhMatatirtha Aunshi (Mother's Day)/World Redcross Day/Law Day 20 days remaning
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27BaishakhLalitpur Matsyandranath Ratharohan 21 days remaning
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28Baishakh
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29BaishakhLalitpur MacchindraNath Ratha Yatra 23 days remaning
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30Baishakh
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1JesthaBrish Sankranti/Ganga Saptami Vrata 26 days remaning
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2JesthaInternational Day of Families 27 days remaning
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3JesthaSita jayanti/Gorakhkali Puja 28 days remaning
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4JesthaWorld Telecommunication day / World Hypertension Day 29 days remaning
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6JesthaMohini Ekadashi Vrata 31 days remaning
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7JesthaSom Pradosh Vrata 32 days remaning
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8JesthaNrisingha Jayanti 33 days remaning
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9Jestha
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10Jestha
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15JesthaNational Republic Day 40 days remaning
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17JesthaGorakhkali Puja 42 days remaning
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18JesthaWorld No Tobacco Day 43 days remaning
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19JesthaGlobal Day Of Parents 44 days remaning
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20JesthaApara Ekadashi Vrata (Smarta)/Chittadhar Hridaya Janma Jayanti 45 days remaning
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21Jestha
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22Jestha
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23JesthaSithi Cha: Hre/World Environment Day 48 days remaning
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24JesthaBata sabitri Vrata/Shani Jayanti Vrata 49 days remaning
Jyotish
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Jyotish Mohan Ghimireसम्पुर्णानन्द संस्कृत विश्वव...
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Jyotish Purushottam Ghimireनेपाल संस्कृत विश्वविद्यालय, �...
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Jyotish Khagendra Subediसम्पूर्णानंद संस्कृत विश्ववि...
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Jyotish Deepak Prasad Kafleसम्पूर्णानन्द संस्कृत विश्वव...
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Jyotish Ghanashyam Pokharelनेपाल संस्कृत विश्वविद्यालयब...
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Jyotish Vaman Sapkotaशिक्षा - व्याकरणाचार्य, पौरोही...
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Jyotish Mukunda Sharmaस्वाध्याय, सत्सङ्ग र सदाचारजस�...
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Jyotish Narayan Prasad Gautamगुरुकुल शिक्षा प्रणालीबाट ज्�...
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Jyotish Khageshwor Subediगुरुकुल पद्दति बाट ज्योतिषीय �...
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Jyotish hamropatrojyotish of nepal
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Jyotish Narayan Prasad Dulalसम्पूर्णानन्द संस्कृत विश्वव...
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Jyotish Damodar Poudelनेपाल संस्कृत विश्व बिद्यालय�...
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Jyotish Dipendra Khatiwadaसम्पुर्णानन्द संस्कृत बिश्वब...
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Jyotish Damodar Kaushikज्योतिष र व्याकरण विषयमा आचार�...
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Acharya Choodamani Pathakसम्पूर्णानन्दसंस्कृत विश्वव�...
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Hamro Patro JyotishI am test jyotish please donot call.
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Jyotish Smarika Acharyaबाल्मीकि बिद्यापिठ बाट ज्योत�...
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Jyotish Dr. Janak Bhattaविगत ३५ वर्षदेखि कुण्डली निर्�...
Co-operatives for economic empowerment and gender equality in Nepal.
Mr. Dinesh Kafle is from Sunsari district of Nepal, he is a vegetable farmer and his investment is funded by a local co-operative. Without any collateral, the co-operative delivered him the loan which he pays every week in certain installments. His installment is his liability, his surplus is his saving and his revenue is his livelihood. Co-operative is a real sense of economic democracy, the democracy of accessing loans, and paying in installments. Dinesh's life is change, he could access to loan and start his venture, he is self-employed and people like Dinesh are a crucial part of the co-operative movement.
Co-operative is a movement, a movement of participatory progress upon economic empowerment, and every year on July 4th, the wolrd community commemorates this day. This day is the marking of the first Saturday of July since 1923.
Since 1923, the International Cooperative Organization has been celebrating Cooperative Day in July every year. The United Nations has also adopted the day since 1995. In Nepal too, in the last two decades, there has been a growing trend of taking loans in installments, forming groups at the community level, and doing business, including cooperative or microfinance and credit flow without any collaterals. From small businessmen to big corporations, they are involved in saving a certain amount of money and borrowing a large amount of money by paying small installments regularly. Cooperative refers to financial services or assistance provided to individuals or community groups who are financially marginalized, low-income, and do not have access or have less access to other financial services.
The purpose of co-operative is insurance for savings, borrowing, and risk reduction. Compared to other financial transactions, cooperative loans can be relatively expensive as loans have to be disbursed at the community level and mostly without collaterals. Despite this, many small farmers or small traders are a part of co-operatives as the service is simple, easy, and provided in the community.
The initial credit for cooperatives or so-called microfinance in Nepal goes to the Rural Development Bank of Eastern Nepal (Gramin Bikash Bank), which has been delivering cooperative facilities in Eastern Nepal since the mid-1990s. This bank first created a women group, made them literate, and empower them enough to aspire for a loan with a specific purpose of doing a certain business.
In Bangladesh, the financial services of this structure have been launched and were proven to be a milestone in economic upliftment. Bangladesh is considered a pioneer nation in establishing co-operative movements and later Nepal replicated the structure, as extensive assistance in community upliftment. There are many such cooperative services in South Asian countries like Nepal, Bangladesh, India, and Pakistan. Cooperatives have also proved to be a wonderful weapon for the upliftment and empowerment of women as women can get easy loans. Co-operatives are the catalyst for gender equality and economic empowerment. In the early days of Nepal's cooperative service, many cooperative operators were found to be cheating the public and misusing their savings. Now, Nepali cooperatives are becoming stronger and more transparent with the strict adherence to the deposit amount that is required to keep the cooperatives legally strong and open.
It is commendable that women's groups, local clubs, and other community groups have also developed as cooperatives, which are the basis of local development and economic companions of small entrepreneurs.
Nepal is a country of villages and the convoy of bullock carts, tractors, and bicycles that blow dust in the village guarantee development more than the raving cars running in the city.
The development of the village is the development of the country. The newly elected representatives of the local bodies should also help in maintaining transparency and good governance by promoting this structure of cooperatives at the local level. Happy Cooperative Day.
Suyog Dhakal
Upcomming Events
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6Baishakh
-
7BaishakhKamada Ekadashi Vrata tomorrow
-
8BaishakhChhanda Diwas 2 days remaning
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9BaishakhMahavir Jayanti/Pradosh Vrata 3 days remaning
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10BaishakhWorld Earth Day 4 days remaning
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11Baishakh
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12Baishakh2072 Earthquake Rememberance day/World Immunization Week 6 days remaning
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13BaishakhWorld Malaria Day 7 days remaning
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14BaishakhWorld Intellectual Property Day 8 days remaning
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15BaishakhSwami Shashidhar Janma Jayanti 9 days remaning
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16BaishakhWorld Day for Safety and Health at Work 10 days remaning
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17BaishakhInternational Dance Day 11 days remaning
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19BaishakhInternational Labour Day/Budhaastami Vrata/Gorakhkali Puja 13 days remaning
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21BaishakhInternational Press Freedom Day 15 days remaning
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22BaishakhBaruthini Ekadashi Vrata 16 days remaning
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23BaishakhPradosh Vrata/World Laughter Day 17 days remaning
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24BaishakhKirat Samaj Sudhar Diwas 18 days remaning
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26BaishakhMatatirtha Aunshi (Mother's Day)/World Redcross Day/Law Day 20 days remaning
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27BaishakhLalitpur Matsyandranath Ratharohan 21 days remaning
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28Baishakh
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29BaishakhLalitpur MacchindraNath Ratha Yatra 23 days remaning
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30Baishakh
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1JesthaBrish Sankranti/Ganga Saptami Vrata 26 days remaning
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2JesthaInternational Day of Families 27 days remaning
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3JesthaSita jayanti/Gorakhkali Puja 28 days remaning
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4JesthaWorld Telecommunication day / World Hypertension Day 29 days remaning
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6JesthaMohini Ekadashi Vrata 31 days remaning
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7JesthaSom Pradosh Vrata 32 days remaning
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8JesthaNrisingha Jayanti 33 days remaning
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9Jestha
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10Jestha
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15JesthaNational Republic Day 40 days remaning
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17JesthaGorakhkali Puja 42 days remaning
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18JesthaWorld No Tobacco Day 43 days remaning
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19JesthaGlobal Day Of Parents 44 days remaning
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20JesthaApara Ekadashi Vrata (Smarta)/Chittadhar Hridaya Janma Jayanti 45 days remaning
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21Jestha
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22Jestha
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23JesthaSithi Cha: Hre/World Environment Day 48 days remaning
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24JesthaBata sabitri Vrata/Shani Jayanti Vrata 49 days remaning
Jyotish
-
Jyotish Mohan Ghimireसम्पुर्णानन्द संस्कृत विश्वव...
-
Jyotish Purushottam Ghimireनेपाल संस्कृत विश्वविद्यालय, �...
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Jyotish Khagendra Subediसम्पूर्णानंद संस्कृत विश्ववि...
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Jyotish Deepak Prasad Kafleसम्पूर्णानन्द संस्कृत विश्वव...
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Jyotish Ghanashyam Pokharelनेपाल संस्कृत विश्वविद्यालयब...
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Jyotish Vaman Sapkotaशिक्षा - व्याकरणाचार्य, पौरोही...
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Jyotish Mukunda Sharmaस्वाध्याय, सत्सङ्ग र सदाचारजस�...
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Jyotish Narayan Prasad Gautamगुरुकुल शिक्षा प्रणालीबाट ज्�...
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Jyotish Khageshwor Subediगुरुकुल पद्दति बाट ज्योतिषीय �...
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Jyotish hamropatrojyotish of nepal
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Jyotish Narayan Prasad Dulalसम्पूर्णानन्द संस्कृत विश्वव...
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Jyotish Damodar Poudelनेपाल संस्कृत विश्व बिद्यालय�...
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Jyotish Dipendra Khatiwadaसम्पुर्णानन्द संस्कृत बिश्वब...
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Jyotish Damodar Kaushikज्योतिष र व्याकरण विषयमा आचार�...
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Acharya Choodamani Pathakसम्पूर्णानन्दसंस्कृत विश्वव�...
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Hamro Patro JyotishI am test jyotish please donot call.
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Jyotish Smarika Acharyaबाल्मीकि बिद्यापिठ बाट ज्योत�...
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